How to send money to Nigeria

Do you need to make fast, secure and low-cost money transfers to Nigeria? You’ve come to the right place. 

We support both Naira and USD money transfers and USD cash payouts. You can send as little as 5 USD or Naira equivalent to 22 banks in Nigeria, as well as collect USD from 5 major banks. 

• You can transfer money straight to the receiver’s bank account.

• Or if you prefer, you can send money using their phone number instead.

• We’ll send an SMS to your receiver with a payment link in it. That link will allow them to fill in their own bank details and claim the money. 

• The receiver doesn’t even need to have a TransferGo account. 

• You can also track your transfer and share the link with the receiver, so they can see when the money is coming in. 

The benefits of using TransferGo

Fast—you can send money in as little as 30 minutes, even on weekends.

Simple—it’s super easy to set up a transfer. You can use our website or app, day or night.

Secure—we are FCA regulated and HMRC supervised, with bank-level security.

We’re rated ‘Excellent’ on Trustpilot and trusted globally by 5 million users and counting.

How to create an account 

Creating an account couldn’t be simpler. You’ll need your phone number and email address. To keep your money extra safe, you’ll also need to verify your identity. 

Upload either your National ID or passport along with a picture of yourself using your front mobile or computer camera. All the documents you provide us with, are kept within the terms of the Data Protection Act 1998. 

If you need a hand, our Customer Support team is here to help!

Send Naira to Nigeria

Let’s walk through the steps. Here’s how to send Naira to a Nigerian bank account quickly and simply.

1. Choose how much you want to send, and when

Head to our Send money to Nigeria page or open our app, and select the currency you want to send and receive in. You can currently send Naira to 22 major banks in Nigeria. 

2. Add the receiver’s details

You’ll need their full name and bank account details (bank name and 10-digit NUBAN). Remember, you can also use their phone number instead. 

3. Select how to pay 

You can pay for your transfer by bank transfer or debit/credit card. All card payments are secure and we’ll let you know when we’ve sent the money. 

Send USD to Nigeria 

You can send money to a USD bank account or for cash pickup. 

Choose how much you want to send and when 

Head to our Send money to Nigeria page or open our app, and select the currency you want to send and receive in. You can currently send USD to 5 major banks in Nigeria. 

Add the receiver’s details

Choose if you want to send money to their USD bank account or for cash pickup. You’ll need their full name and bank account details (bank name and 10-digit NUBAN). Remember, you can also use their phone number instead. 

Select how to pay 

You can pay for your transfer by bank transfer or debit/credit card. All card payments are secure and we’ll let you know when we’ve sent the money. 

How does cash pickup (USD) work 

We also support cash payouts, so you can make secure digital transfers for USD collection in Nigeria. It’s fast, safe and cash pickup is available from 5 major banks.

The collection details for cash payout will be provided via SMS to the receiver. On collection, the receiver must provide their Biometric Verification Number (BVN), plus ONE of the following: driving license, National ID or passport.

Invite friends and earn money 

Send money with TransferGo and tell your friends about our fast and easy transfers. You’ll earn £20 for every friend that signs up with your invite link. Kerching!

You can invite as many friends as you want. All they need to do is send £100 or more between two different currencies in their first 6 months. 

We’ll keep sending you £20 for every friend you invite and they get their first two transfers free! 

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With TransferGo, you’ll never overpay on international money transfers again. So join 5 million people who already trust us, and make your first money transfer to Nigeria today. 

All info is correct at the time of writing.